<html><head><meta http-equiv="content-type" content="text/html; charset=utf-8"></head><body dir="auto">Happy New Year!<div><br></div><div>I thought some of you may want to attend this Social Security Seminar.<br><br><div dir="ltr">Carla McQuillan<div>President,</div><div>National Federation of the </div><div>Blind of Oregon</div><div>Bell Academy</div><div>Training and Branding</div><div>541-653-9153</div></div><div dir="ltr"><br>Begin forwarded message:<br><br></div><div dir="ltr"><meta http-equiv="Content-Type" content="text/html; charset=us-ascii"><meta name="Generator" content="Microsoft Word 15 (filtered medium)"><style><!--
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</o:shapelayout></xml><![endif]--><div class="WordSection1"><p class="MsoNormal"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">Members and Friends,<o:p></o:p></span></p><p class="MsoNormal"><span style="font-size:12.0pt;font-family:"Arial",sans-serif"><o:p> </o:p></span></p><p class="MsoNormal"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">On January 11, 2021 at 5:00 PM EDT. The Ohio Affiliate will host a zoom call educating members on three key social benefits, The Social Security Cost Of Living Increase, Social Security Work Incentives and the Personal Care Assistance Program.<o:p></o:p></span></p><p class="MsoNormal"><span style="font-size:12.0pt;font-family:"Arial",sans-serif"><o:p> </o:p></span></p><p class="MsoNormal"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">Please share the information with anyone to whom you think will benefit from learning about these programs.<o:p></o:p></span></p><p class="MsoNormal"><span style="font-size:12.0pt;font-family:"Arial",sans-serif"><o:p> </o:p></span></p><p class="MsoNormal"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">If you are currently working, seeking employment or interested in work, than this vital information is for you.<o:p></o:p></span></p><p class="MsoNormal"><span style="font-size:12.0pt;font-family:"Arial",sans-serif"><o:p> </o:p></span></p><p class="MsoNormal"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">Also, I have inserted below for your review, the Social Security Fact Sheet on the Cost Of Living Adjustment amounts for 2020 and 2021 at the bottom of this email.<o:p></o:p></span></p><p class="MsoNormal"><span style="font-size:12.0pt;font-family:"Arial",sans-serif"><o:p> </o:p></span></p><p class="MsoNormal"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">The top number in the fact sheet displays the 2020 adjustment and the bottom is the upcoming 2021 adjustment amounts. If you have questions, please email me at <a href="mailto:SMTurner.234@gmail.com">SMTurner.234@gmail.com</a>.<o:p></o:p></span></p><p class="MsoNormal"><span style="font-size:12.0pt;font-family:"Arial",sans-serif"><o:p> </o:p></span></p><p class="MsoNormal" style="background:white"><span style="font-size:12.0pt;font-family:"Arial",sans-serif;color:black">Our speakers will be Brandon Smith, who is the Public Affairs Specialist at the Social Security Administration and Katie Scheetz, who is the </span><span style="font-size:12.0pt;font-family:"Arial",sans-serif;color:#222222">Program Specialist for PCA Program & Deaf Services at the </span><span style="font-size:12.0pt;font-family:"Arial",sans-serif;color:#222222">Bureau of Services for the Visually Impaired (BSVI)<a name="_Hlk18067489"></a><a name="_Hlk18941617"></a><a name="_Hlk14090147"></a><a name="_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489">.<o:p></o:p></span></span></span></a></span></p><p class="MsoNormal" style="background:white"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif;color:#222222"><o:p> </o:p></span></span></span></span></span></p><p class="MsoNormal" style="background:white"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif;color:#222222">These professionals are quite knowledgeable and will take your questions.<o:p></o:p></span></span></span></span></span></p><p class="MsoNormal" style="background:white"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif;color:#222222"><o:p> </o:p></span></span></span></span></span></p><p class="MsoNormal" style="background:white"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif;color:#222222">So, set this valuable meeting in your calendar. <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal" style="background:white"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"></span></span></span></span><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif"><o:p> </o:p></span></span></span></span></span></p><p class="MsoNormal" style="background:white"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif;color:black">Even though, these experts are in Ohio, the Social Security information is applicable nationwide. </span></span></span></span></span><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif"><o:p></o:p></span></span></span></span></span></p><p class="MsoNormal" style="background:white"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif;color:#222222"><o:p> </o:p></span></span></span></span></span></p><p class="MsoNormal" style="background:white"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif;color:#222222">///<o:p></o:p></span></span></span></span></span></p><p class="MsoNormal" style="background:white"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif;color:#222222"><o:p> </o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">Cost Of Living Adjustment: COLA facts2021<o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">Social Security logo<o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">2021 SOCIAL SECURITY CHANGES <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">Cost-of-Living Adjustment (COLA): <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">Based on the increase in the Consumer Price Index (CPI-W) from the third quarter of 2019 through the third quarter of 2020, Social Security and Supplemental Security Income (SSI) beneficiaries will receive a 1.3 percent COLA for 2021. Other important 2021 Social Security information is as follows: <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif"><o:p> </o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">table with 3 columns and 3 rows<o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">Tax Rate <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">2020 <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">2021 <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">Employee <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">7.65% <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">7.65% <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">Self-Employed <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">15.30% <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">15.30% <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">table end<o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif"><o:p> </o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">NOTE: The 7.65% tax rate is the combined rate for Social Security and Medicare. The Social Security portion (OASDI) is 6.20% on earnings up to the applicable<o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">taxable maximum amount (see below). The Medicare portion (HI) is 1.45% on all earnings. Also, as of January 2013, individuals with earned income of more<o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">than $200,000 ($250,000 for married couples filing jointly) pay an additional 0.9 percent in Medicare taxes. The tax rates shown above do not include the<o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">0.9 percent. <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif"><o:p> </o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">table with 4 columns and 9 rows<o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif"> <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif"> <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">2020 <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">2021 <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">Maximum Taxable Earnings <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">Social Security (OASDI only) <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">$137,700 <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">$142,800 <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">Maximum Taxable Earnings <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">Medicare (HI only) <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">No Limit <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">Quarter of Coverage <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif"> <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">$1,410 <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">$1,470 <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">Retirement Earnings Test Exempt Amounts <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">Under full retirement age <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">$18,240/yr. ($1,520/mo.) <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">$18,960/yr. ($1,580/mo.) <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">Retirement Earnings Test Exempt Amounts <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">NOTE: One dollar in benefits will be withheld for every $2 in earnings above the limit. <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">Retirement Earnings Test Exempt Amounts <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">The year an individual reaches full retirement age <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">$48,600/yr. ($4,050/mo.) <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">$50,520/yr. ($4,210/mo.) <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">Retirement Earnings Test Exempt Amounts <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">NOTE: Applies only to earnings for months prior to attaining full retirement age. One dollar in benefits will be withheld for every $3 in earnings above the limit. <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">Retirement Earnings Test Exempt Amounts <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">Beginning the month an individual attains full retirement age <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">None <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">table end<o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif"><o:p> </o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">table with 5 columns and 18 rows<o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif"> <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif"> <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">2020 <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">2021 <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">Social Security Disability Thresholds <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">Substantial Gainful Activity (SGA) <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">Non-Blind <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">$1,260/mo. <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">$1,310/mo. <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">Social Security Disability Thresholds Substantial Gainful Activity (SGA) <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">Blind <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">$2,110/mo. <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">$2,190/mo. <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">Social Security Disability Thresholds Substantial Gainful Activity (SGA) <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">Trial Work Period (TWP) <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">$ 910/mo. <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">$ 940/mo. <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">Social Security Disability Thresholds <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">Maximum Social Security Benefit: Worker Retiring at Full Retirement Age <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">$3,011/mo. <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">$3,148/mo. <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">SSI Federal Payment Standard <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">Individual <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">$ 783/mo. <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">$ 794/mo. <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">SSI Federal Payment Standard <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">Couple <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">$1,175/mo. <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">$1,191/mo. <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">SSI Resource Limits <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">Individual <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">$2,000 <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">$2,000 <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">SSI Resource Limits <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">Couple <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">$3,000 <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">$3,000 <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">SSI Student Exclusion <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">Monthly limit <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">$1,900 <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">$1,930 <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">SSI Student Exclusion <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">Annual limit <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">$7,670 <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">$7,770 <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">Estimated Average Monthly Social Security Benefits Payable in January 2021 <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif"> <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">Before 1.3% COLA <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">After 1.3% COLA <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">Estimated Average Monthly Social Security Benefits Payable in January 2021 <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">All Retired Workers <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">$1,523 <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">$1,543 <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">Estimated Average Monthly Social Security Benefits Payable in January 2021 <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">Aged Couple, Both Receiving Benefits <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">$2,563 <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">$2,596 <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">Estimated Average Monthly Social Security Benefits Payable in January 2021 <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">Widowed Mother and Two Children <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">$2,962 <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">$3,001 <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">Estimated Average Monthly Social Security Benefits Payable in January 2021 <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">Aged Widow(er) Alone <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">$1,434 <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">$1,453 <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">Estimated Average Monthly Social Security Benefits Payable in January 2021 <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">Disabled Worker, Spouse and One or More Children <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">$2,195 <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">$2,224 <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">Estimated Average Monthly Social Security Benefits Payable in January 2021 <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">All Disabled Workers <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">$1,261 <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">$1,277 <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">table end<o:p></o:p></span></span></span></span></span></p><p class="MsoNormal" style="background:white"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"></span></span></span></span><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif"><o:p> </o:p></span></span></span></span></span></p><p class="MsoNormal" align="center" style="margin-left:.25in;text-align:center"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif"><o:p> </o:p></span></span></span></span></span></p><p class="MsoPlainText" align="center" style="text-align:center"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">Join Zoom Meeting<o:p></o:p></span></span></span></span></span></p><p class="MsoPlainText" align="center" style="text-align:center"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"></span></span></span></span><a href="https://zoom.us/j/4081850851"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">https://zoom.us/j/4081850851</span></span></span></span></span><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"></span></span></span></span></a><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif"> <</span></span></span></span></span><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"></span></span></span></span><a href="https://zoom.us/j/4081850851"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">https://zoom.us/j/4081850851</span></span></span></span></span><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"></span></span></span></span></a><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">> One tap mobile<o:p></o:p></span></span></span></span></span></p><p class="MsoPlainText" align="center" style="text-align:center"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">+16468769923,,4081850851#<o:p></o:p></span></span></span></span></span></p><p class="MsoPlainText" align="center" style="text-align:center"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif"><o:p> </o:p></span></span></span></span></span></p><p class="MsoPlainText" align="center" style="text-align:center"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">+1 646 876 9923<o:p></o:p></span></span></span></span></span></p><p class="MsoPlainText" align="center" style="text-align:center"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif">Meeting ID: 408 185 0851<o:p></o:p></span></span></span></span></span></p><p class="MsoNormal" style="background:white"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"></span></span></span></span><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif"><o:p> </o:p></span></span></span></span></span></p><p class="MsoNormal" style="background:white"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"></span></span></span></span><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif"><o:p> </o:p></span></span></span></span></span></p><p class="MsoNormal" style="background:white"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif;color:#222222">Suzanne Turner, Ohio Affiliate Vice President<o:p></o:p></span></span></span></span></span></p><p class="MsoNormal" style="background:white"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif;color:#222222">(216) 990-6199 <o:p></o:p></span></span></span></span></span></p><p class="MsoNormal" style="background:white"><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"></span></span></span></span><span style="mso-bookmark:_Hlk14085768"><span style="mso-bookmark:_Hlk14090147"><span style="mso-bookmark:_Hlk18941617"><span style="mso-bookmark:_Hlk18067489"><span style="font-size:12.0pt;font-family:"Arial",sans-serif"><o:p> </o:p></span></span></span></span></span></p><span style="mso-bookmark:_Hlk18067489"></span><span style="mso-bookmark:_Hlk18941617"></span><span style="mso-bookmark:_Hlk14090147"></span><span style="mso-bookmark:_Hlk14085768"></span><p class="MsoNormal"><span style="font-size:12.0pt;font-family:"Arial",sans-serif"><o:p> </o:p></span></p></div><span>_______________________________________________</span><br><span>State-Affiliate-Leadership-List mailing list</span><br><span>State-Affiliate-Leadership-List@nfbnet.org</span><br><span>http://nfbnet.org/mailman/listinfo/state-affiliate-leadership-list_nfbnet.org</span><br><span>To unsubscribe, change your list options or get your account info for State-Affiliate-Leadership-List:</span><br><span>http://nfbnet.org/mailman/options/state-affiliate-leadership-list_nfbnet.org/president%40nfb-oregon.org</span><br></div></div></body></html>